Just saying

As you may already know, financial freedom is not easy. The best thing about the principles to gaining this is that they apply to anyone regardless of where they are on the socioeconomic ladder. It does not matter whether you are a single person or have half a dozen children or whether you earn minimum wage or six figures because the principles below are not based on income level but rather on the decisions we make with the resources we have. These will only work for you if you have decided to make outstanding financial changes in your life. They say money is the root of all evil… well; it is like a drug, if you use it medically, it will help your body. If you abuse it, it will abuse back, bad. People tend to never have enough money. Even the richest people in the world seem to always want more money because what they have is not enough.  Money can only cause you much trouble if you do not know how to manage it. So how do you manage your money? You budget, invest, eli...

Look before you leap. Those were the very words Michael, Caroline’s dad said to her before she left the house that morning. As usual, she did not pay much attention to him. Throwing every caution to the wind, she went about her day without much care of what she was doing and how it was affecting others. Toward the end of the day, she saw a tall, dark, handsome young man get out of a black Lamborghini Veneno Roadster .  She admired him. As she was standing there starring, their eyes met. Their chemistry was impeccable.  Driven by passion, it was more of lust, they quickly exchanged their contacts and within minutes, they had done the forbidden act. Caroline had formed the habit of sleeping around with men. It did not matter who the man was or how long they had known each other. She returned home that evening feeling like she had conquered that day.  Darien  noticed that her sister was happier than usual that evening. She wanted Caroline to share her joy wi...

Image Source: LaPensee Plumbing A career in plumbing definitely has a good outlook. Plumbers jobs are expected to grow by 6 per cent from 2006 to 2016 according to the Bureau of Labour Statistics. They also continue to state that the average plumber has an income of $47,000 a year. Another source also states that Job opportunities for plumbers are expected to rise more than 15 per cent through 2018. These growth figures represent a ten-year period ending 2018. Source: "National Industry-Occupation Employment Matrix," this is a publication of the U.S. Bureau of Labour Statistics. Those with welding experience may even enjoy even more job opportunities. Plumbers enjoy the freedom of working in old and new houses, construction sites and commercial buildings as they install or repair various plumbing systems. With new houses and other buildings being erected daily while on the other hand old houses constantly need plumbing repairs, plumbers are often in high demand. They...

Identifying online money making opportunities There are several online money making scams. So how does someone actually know and identify the  real websites  from the fake? It is not simple at first but with persistence, one will get to know which websites actually pay and those that do not. For starters, if you are not too sure, you should  avoid websites that ask for your credit card details . Use the search engine to get a review of the website before you actually join it. This way, you will limit your chances of being scammed. Who can make money online? This field is open to all as long as they have a computer and access to the internet. Anyone can make money online regardless of their professional status. However, many Africans, especially  Kenyans , find it difficult to make money online because of one major obstacle; they cannot access the money they make online.  PayPal  is the major online payment account used by most websites as opposed...

Happiness is a state of mind. It is a decision that one needs to constantly make. Yes it is possible to be both poor and happy in a modern industrialised society. It reminds me a soap opera that aired on TV when I was just a little child dabbed “The Rich also Cry”. There are countless of very rich people who are extremely unhappy. On the other hand, there are several poor people who are always happy. Just to bring the point home, think of a time in your life when you had the most money. Where you happier at that time than when you had the least money? If your answer is yes, then what is it that you did with that money that made you happy? If your answer is no, you will probably agree with the saying, “The best things in life are free!” Look around you and you will notice that the happiest people are actually those who struggle to make ends meet. Look at it in a different light; are all poor people unhappy? Are all rich people happy? It is true, money buys comfort and securit...